My wife and I celebrated our 6th wedding anniversary on July 7th and these two little love birds lived it up… and used it as a perfect excuse to blow a whole bunch of dough.
As is the case for most young couples trying to figure life out, finances is on the top of the discussion list more often than not.
There is this guy named Dave Ramsey who teaches people how to manage their money, get out of debt, save, blah blah blah. The guy is awesome. He teaches responsibility with your finances, how to stay out of and pay off debt, how to manage your money so you have a lot of it in the future. He says this, “Finances are 80% behavioral.” … ouch.
So as young parents my wife and I try to be responsible with our moolah. Here is the problem. We are not responsible with our moolah.
We just went to Hawaii and of course spent way more money than we should have. Including a $200 dinner at Mama’s fish house which was supposed to be our “Anniversary Dinner”.
Then about a week before our actual anniversary we decided to get ourselves an anniversary present… an iPad 3… with a case… … and a wireless keyboard.
By that point in our “Anniversary Celebrations” we had already way over spent what we had imaginarily budgeted for the event. I say imaginarily because our budget is imaginary… and so is my vocabulary.
All this and we hadn’t actually celebrated the official day of the anniversaring. We had to celebrate the actual day right? Heck yeah! Bring out more of the money we think we thought we had but don’t have. Okay, that actually wasn’t the plan. The plan was to go out and have an enjoyable night, but not spend too much money. Well, we went to the Seattle Waterfront. Might as well just cannon ball into the lions den.
Here are some actual words vomited out of my pathetic mouth. The same mouth that no less than an hour before said, “We are not spending more than $40 tonight.”
“Oooo the Sounders are playing let’s go to the game.” (This we did not do, but considered.)
“OH HUN, THE NEW SEATTLE GREAT WHEEL THING! GOTTA DO IT!”
“We’re on the Pier in Seattle on our anniversary we can’t possibly eat Red Robin. Oooooooo the Crab Pot, lets just check the wait.”
By this point we have purchased the tickets to ride the Great Super Duper Eye Wheel Carousel Ferris thing to the tune of our entire budget for the night, and are sitting down at a restaurant in which the dinners cost our entire budget for the night per person. Here is the next stupid thing that came out of my mouth.
“I’ll just get a hamburger.”
The Crab Pot is a place in which they prepare these amazing meals of seafood and then just dump the contents of the meal onto your table, you throw on a bib and dig in. We’re talking dungenous crab, king crab, prawns, snow crab, butter clams, muscles… just so much good stuff. If you are someone who hates seafood this is a place that would make you throw up in your mouth and rather swallow it back down for dinner then eat there. So we are sitting there watching table after table get these seafood feasts and I start feeling the irresponsibility of ordering a meal 4 times the cost of the hamburger winning the battle in my mind.
Our waiter comes to the table and he is a pretty cool dude. My wife is such a talker she starts telling him about the dilemma taking place in my head which is, “Should I look like a 11 year old boy and order the hamburger, or spend way more money than we should on the feast?” Dave Ramsey would say, “What the heck are you doing in any restaurant in the first place?” Thanks for that voice in my head Dave.
Then my wife proceeds to ask our waiter if he has ever heard of Dave Ramsey. He said no and asked who he was. We told him he was a financial planner guy. Then our waiter said, “Man, I don’t have enough money to have a financial planner.” Both my wife and I were very quick to respond… “No no no… for poor people!” We told him that we should order something inexpensive and how Dave would be completely opposed to this type of spending behavior.
Finally after the inner battles and once again using our anniversary as an excuse we ended up ordering the seafood feast!
I was saying, “Take that you dumb hamburger.” and the seafood was saying to me, “Take that you no self control, irresponsible wuss.”
But oh boy was I going to enjoy this meal. And I just won’t look at the check at the end of the dinner. How’s that for handling money? I actually said to my wife, “You just pay the check, if I don’t see it it won’t hurt as bad.”
When our waiter brought us out the feast he dumped the seafood onto our table and said…
We gave him a nice tip.
[Above is the Anti Dave Ramsey dinner. My wife called my pose the sailors pose.
Mmmm, our kids college fund tastes delicious.]